Licensed public adjusters serving Milton, Pensacola and the Florida Panhandle. We represent homeowners, not insurers.
Licensed public adjusters serving Milton, Pensacola and the Florida Panhandle. We represent homeowners, not insurers.
Combined team
Combined team
Firm license W806682
Call 850-404-3699
1. Tell us what happened.
Fill out the free intake form or call us. We'll ask about the damage, your policy, and where the claim stands today.
2. We inspect and document.
We walk the property and photograph and measure the damage. We put together the estimate and records your claim needs, and we read your policy so we know what it actually covers.
3. We handle the carrier.
We present the claim to your insurance company and meet their adjuster. We answer their requests and push back when the numbers don't reflect the damage.
4. You get a clear answer.
We keep you updated in plain language until the claim is resolved. You make the final call on any settlement.
Most Florida homes take hits from more than one direction: wind, rain, water, and time. We help you make sure the whole loss is on the table.
Hurricane & Tropical Storm
Named storms bring wind, rain, and debris damage all at once, and hurricane deductibles add another layer. We document every part of the loss and sort out what your policy should cover.
Wind Damage
You don't need a named storm to have a wind claim. Lifted shingles, torn soffits, damaged fences and screen enclosures can all be covered, and they are easy to undervalue.
Water Damage
Burst pipes, appliance leaks, and storm-driven water can spread behind walls and under floors long before you see it. We help document the full extent, including the parts that are hard to see.
Roof Damage
Your roof is often the most expensive item in the claim and the most disputed. We inspect it, document it, and push back when "wear and tear" is used to dismiss real storm damage.
Also handled
Fire & Smoke — Fire, smoke, and soot damage, including the cleanup and contents that are easy to miss.
Flood — Rising-water damage, which is usually covered by a separate flood policy. We'll help you sort out which policy applies.
Mold — Mold that follows a leak or storm, documented alongside the water damage that caused it.
Theft — Stolen property and break-in damage, with the inventory and records your carrier will ask for.
Commercial — Storm, water, fire, and other damage to business properties.
Condo & HOA — Claims for individual unit owners and for associations.
Denied, delayed, or underpaid on a claim you already filed? We review those too.
"The adjuster your insurance company sends works for the insurance company. We work for you."
A public adjuster is a licensed professional who represents the policyholder in a property insurance claim. That means we're the one person in the process whose only job is your side of it.
Archer Claims is based in Milton, FL, and serves homeowners in Milton, Pace, Navarre, Gulf Breeze, Pensacola, and across Santa Rosa, Escambia and Okaloosa counties, and throughout Florida. We know Florida homes and Florida storms. We also know how much a homeowner already has on their plate after one: tarps, contractors, mortgage companies, and a family that needs normal back.
Our approach is simple. We document the loss carefully, tell you the truth about your claim, and stay with it until it's resolved.
— Rod Buvens, Owner · Licensed Florida Public Adjuster, License P197884
Call and you'll reach the owner directly.
Have a question we didn't cover? Email claims@archerclaimsfl.com or call 850-404-3699.
A public adjuster represents you, the policyholder, in a property insurance claim. We inspect and document the damage, review your policy, prepare the claim, and deal with your insurance company on your behalf. The adjuster your carrier sends works for the carrier. We work for you.
Usually not. We can step in after a claim is filed, after an inspection, or after you've received an offer you don't agree with. Policies and Florida law do set deadlines for filing and reopening claims, so it's best to reach out sooner rather than later.
Often, yes. We'll review the denial letter or the carrier's estimate, compare it to the actual damage and your policy, and tell you honestly whether we see a path forward. If we do, we'll document what was missed and take it back to the carrier.
The claim review is free. Our fee is 10% of what we recover. No recovery, no fee. There is nothing to pay up front, and the fee is written into your contract before any work begins.
Every type. Most of our work is hurricane, wind, water, and roof damage, and we also handle fire, flood, mold, theft, commercial, and condo/HOA claims. If it's covered, we handle it.
Yes. We're based in Milton and serve Milton, Pace, Navarre, Gulf Breeze, Pensacola and communities across Santa Rosa, Escambia and Okaloosa counties, plus homeowners throughout Florida.
You stay the policyholder, and you make the final decision on any settlement. Once you hire us, we handle the day-to-day communication with the carrier, so you aren't the one fielding every call and request. We keep you updated the whole way.
Call and you'll reach the owner directly. Calls are usually answered in under an hour. If you submit the online intake form, you'll get a reply within one business day.
Make sure everyone is safe. Take photos and video of the damage before cleaning up, and keep damaged items if you can. Make reasonable temporary repairs, like a tarp, to prevent more damage, and save every receipt. Then report the claim to your carrier and contact us for a free review.
Tell us what happened. We'll review it for free and tell you honestly what we see.
Call, email, or send us a few details about your damage. We'll follow up to talk through your claim. There's no cost and no obligation.
Phone: 850-404-3699 — Call and you'll reach the owner directly. Usually answered in under an hour.
Email: claims@archerclaimsfl.com
Location: Milton, FL
Service area: Milton, Pensacola, Santa Rosa, Escambia & Okaloosa counties
Hours: Open 24/7
A real person reads every single intake submission. You'll hear back within one business day.
Archer Claims
© 2026 Unpaid Claims, LLC dba Archer Claims. All rights reserved.
Rod Buvens, Florida Public Adjuster License P197884 · Firm License W806682
Archer Claims is a public adjusting firm, not a law firm, and does not provide legal advice. Every claim is different, and no particular outcome is guaranteed.
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